I WILL REVIEW YOUR

DOCUMENTS

FOR YOUR
PEACE OF MIND

FOR A LIMITED TIME

Get your Attorney Review for half price $100, a $200 value.

To me, it is less about monetary gain and more about client satisfaction and peace of mind. I know what this process is like…

because I’ve been in your shoes.

THIS DOCUMENT REVIEW SERVICE IS FOR YOU IF:

1. You already have an estate plan in place.

2. You need a second set of eyes and you want to make sure everything is covered and done correctly.

3. You are a state of California Resident. If you are not a resident of the state of California, see our Self-Prepared Plans.

THIS DISCOUNT WILL END IN:

Upgrade

$100

(originally $200)

and get your Self-Prepared documents reviewed for HALF PRICE!

COMFORTABLE
IN SELECTIONS

Kim, we want to thank you for all of your help. You made us feel very comfortable in our selections.

Richard & Teresa

HOW WILL YOUR ASSETS AFFECT YOUR LOVED ONES?

This is something that is not always thought all the way through when distributing your assets after you are gone. I have seen all too often how assets can negatively affect loved ones, and it is easily avoidable if you know what to do and what to look for.

YOU MUST ASK YOURSELF THE FOLLOWING QUESTIONS WHEN DETERMINING HOW YOUR ASSETS SHOULD BEST BE DISTRIBUTED:

1.

Will your assets be handled or spent wisely?

2.

Will your assets cause your loved ones to lose their governmental benefits?

3.

How will your assets be used to best benefit loved ones under 18 years old?

This is where a TRUST comes into play, and I can help ensure that yours is set up properly.

The right trust can ensure that disabled loved ones will not lose their governmental benefits. It will also ensure that younger loved ones will not be able to manage their assets until they are old and mature enough to do so and that only a percentage of assets are released at specific ages.

I can help ensure that your assets will not harm your loved ones by putting the right trust and instructions in place.

TAKE ADVANTAGE OF THIS LIMITED-TIME OFFER AND SAVE $100 ON ATTORNEY REVIEWED DOCUMENTS TODAY.

THIS DISCOUNT WILL END IN:

Upgrade

$100

(originally $200)

and get your Self-Prepared documents reviewed for HALF PRICE!

OUR NEEDS WERE MET

I would like to recommend your services to anyone. Our experience was excellent; we were impressed with your professional conduct. You explained everything you did and took all the time we needed so our needs were met. Thank you for your good service.

Keith H.

ABOUT

In 2008, Kim Bingham was admitted to the California Bar. Before founding Bingham Law in 2012, he served Sacramento County for 23 years.

During those 23 years, Kim served the county as an animal control officer, communications dispatcher, senior information technology technician and forensic identification specialist.

After surviving cancer in 2002, Kim began pursuing a legal degree. Despite having a full-time job, five children, a mortgage and wonderful wife, he was able to complete law school at night and took the bar in 2008.

In 2012, he took a leap of faith and started his own law practice. Kim now has the privilege and honor of working with people and guiding them through an important endeavor he is truly passionate about: estate planning.

MY REASON

In 2014, my oldest son, Kristopher, became a permanent quadriplegic when he was 22 years old. He crashed his car into a tree that lay in the middle of the road, seriously injuring himself.

His only visible injury — a small cut on his forehead — was deceptively small.

Kristopher suffered three fractured vertebrae and a completely severed spinal cord, rendering anything below the midline of his chest useless.

He cannot feel his feet, legs, bladder, bowels, stomach and lower back muscles. He needs help to cough effectively. He has partial use of his left thumb and index finger, so he is able to use his smartphone and feed himself.

Kristopher will need someone to help him with many daily tasks we take for granted the rest of his life.

Because Kristopher had my wife and me listed as agents on his Advanced Health Care Directive, we were able to handle his affairs while he was incapacitated. My wife and I were able to work with insurance companies, hospitals, doctors, Kristopher’s bank, employer and complete other important tasks like his tax return.

Through this experience, I truly understand the importance of having these plans and documents in place.

I know what families have to go through, because I’ve been there.

DON’T LET YOUR
LOVED ONES

LOSE THEIR
HOME. . .

ONE OF THE FIRST THINGS I ALWAYS CHECK when meeting with couples to discuss Estate Planning is the title on their home. Why?

Sometimes only one name is on the deed, which usually happens when couples refinance their mortgage.

It is all too easy — and common — to let a name fall off the deed by mistake during the process with all the paperwork that goes into refinancing a home. More often than not with older generations, one name falls off the deed because the other has credit and is the one securing the mortgage. This can happen even if their home was already in a Revocable Living Trust. The house is now the other spouse’s sole and separate property and no longer seen as a community property asset.

The loan company makes sure to inform the couple that they need to execute another deed once the loan closes to put both of the couple back on the title. This frequently falls through the cracks among the other documents and tasks required to close a loan. The loan papers are taken home, put in a drawer and forgotten.

I am no stranger to navigating this terrain.

An elderly lady in her 90s came to me with this problem. Her husband had just passed away, and she was not on the deed to her own house. Fifteen years prior to his death, they had refinanced their home and she was no longer on the title. She found this out at the county recorder’s office when attempting to access the home’s equity so she could have money to live on now that her husband had passed.

She was at risk of losing her home, possibly to complete strangers.

Under California community property law, a surviving spouse receives all of the community property assets. In this case, the house was the husband’s separate property. To make matters worse, it might not have been inherited by the wife alone. There was no Will in this case, and under California intestate succession law, separate property is divided among the spouse and any children of the deceased person. If there are no living children or grandchildren of the deceased then it could have gone to his parents or even his siblings.

This nightmare scenario had happened to a widow just after her husband died. She was terrified that she would lose her home and confused about what to do.

I was able to fix her problem by going through the probate court surviving spouse process. Even though it was a complicated case that took several months and required some investigation, I was able to secure my client’s home.

This is not the only case in which someone could have lost their home after their spouse passed away, and these situations are easily avoidable.

I ensure my clients will never have to go through a long and arduous process like this if I can avoid it.

THIS DISCOUNT WILL END IN:

Upgrade

$100

(originally $200)

and get your Self-Prepared documents reviewed for HALF PRICE!

NEXT STEPS…

1. You will be taken to my scheduling page schedule and pay

2. Choose the time slot you want to schedule your apointment for and click “Continue.”

3. Enter your details and make sure to note if you would like to meet in my office in Roseville, CA or online through Skype and click “Pay Now.”

4. Enter your payment details then click, “Pay & Confirm.”

5. Make sure to come prepared and have all your documents and information in hand when we meet.